+91 9504558888

Welcome To RMK Fincorp

“RMK Fincorp Private Limited was incorporated in 1995 and has been engaged in business operations since 2017. The Company is classified as a Non-Banking Financial Company (NBFC) – Investment and Credit Company.

The Company’s primary objective is to provide financial assistance in underserved rural and semi-urban areas, where access to formal banking channels remains limited. It commenced its lending operations with the financing of two-wheelers for individuals in the rural regions of Jhunjhunu district of Rajasthan.

Over the years, the Company has progressively expanded its geographical presence across other districts within the State of Rajasthan. In addition to financing pre-owned vehicles, including cars, commercial vehicles (CV), multi-utility vehicles (MUV), heavy utility vehicles (HUV), and light commercial vehicles (LCV), the Company has diversified its portfolio to include a broad range of financial products such as vehicle loans, MSME financing, loans against property, and electric vehicle (EV) financing.

The Company remains committed to promoting financial inclusion and supporting economic development in the regions it serves.”

Our Mission

"RMK Fincorp aims to provide affordable and accessible financing solutions across a wide range of sectors, including vehicle loans, MSME funding, and property-backed financing, with a strong focus on rural and emerging markets. We are committed to fostering financial inclusion, supporting entrepreneurship, and driving sustainable growth in the regions we serve."

Our Values

Integrity

We operate with the highest standards of integrity and transparency, ensuring that all our dealings are honest, clear, and fair. Trust is the foundation of our relationship with customers and stakeholders

Financial Inclusion

We are dedicated to bridging the financial gap by providing accessible and affordable financing solutions to underserved rural and semi-urban communities.

Development

Our goal is to be a catalyst for rural development, supporting small businesses, local entrepreneurs, and individuals in building a more prosperous and self-reliant future.

Collaboration

We believe in fostering long-term partnerships with our customers, stakeholders, and other organizations to create shared value and strengthen the communities we serve.

Our Goals

01

To expand RMK Fincorp's presence in more districts across Rajasthan and other states, gradually increasing market share and building a repution as a trusted financial partner in rural markets.

02

To become a key finacial partner for small business and entrepreneurs in rural areas, providing the necessary capital and finacial support to drive growth and innovation.

03

To achieve sustainable and profitable growth by maintaining sound financial practices, effective risk management and building a loyal customer base.

13 Active Locations Across Rajasthan

Our Products

Total AUM : 29.07

Percentage % : 57.04%

Active Loan (in Cr)

Total AUM : 11.78

Percentage % : 23.12%

Active Loan (in Cr)

Total AUM : 8.22cr

Percentage % : 16.13%

Active Loan (in Cr)

Total AUM : 0.15

Percentage % : 0.30%

Active Loan (in Cr)

302

Total AUM : 1.75

Percentage % : 3.41%

Active Loan (in Cr)

Target Audience

These are individuals and families residing in rural and semi-urban areas, particularly those who have limited access to traditional banking services and financing options

Farmers, agricultural workers, and rural landowners who need financial support for agriculturerelated needs (e.g., equipment, irrigation, seasonal loans) or to finance their vehicles to transport goods and products.

Individuals in rural areas or migrants from urban regions, seeking financing for personal or commercial vehicles like used cars, and CVs, often with urbanlevel incomes but in need of local financial services.

Our Strengths

  • At RMK Fincorp, our growth is driven by a strong foundation of expertise, trust, and customer focus:
  • - Deep Rural Expertise
    We understand the unique financial needs of rural and semi-urban communities, enabling us to deliver tailored and accessible credit solutions.
  • - Diversified Financial Solutions Our offerings span vehicle loans, MSME financing, and loans against property—ensuring flexibility and stability across customer segments.
  • - Strong & Disciplined Growth
    We have consistently scaled our operations with a focus on prudent lending, risk management, and sustainable profitability.
  • - Experienced Leadership
    Our promoters and management team bring decades of experience in the NBFC and financial services sector.
  • - Trusted Partnerships
    We work with leading banks and financial institutions, ensuring reliable funding and scalable growth.
  • - Commitment to Financial Inclusion
    We are dedicated to bridging the credit gap and empowering individuals, entrepreneurs, and small businesses.

Vission

To be the most trusted financial partner in rural India, empowering individuals, businesses, and communities with accessible, innovative, and sustainable financing solutions that foster growth, mobility, and financial inclusion.

Milestone

1995 — Foundation

    - RMK Fincorp Private Limited was incorporated, marking the beginning of our journey.

2017 — Business Activation

    - We began focused lending operations in rural and semi-urban markets.

2020 — Building the Base

    - Established a strong foundation with ₹8.78 Cr in assets and a growing customer base.

2021–2022 — Strengthening Operations

    - Improved efficiency, refined credit processes, and expanded our lending footprint.

2023 — Rapid Growth

    - Achieved significant scale with assets reaching ₹22.29 Cr, reflecting strong market acceptance.

2024–2026 — Transformational Phase

    - Assets grew to ₹63.41 Cr

    - Revenue reached ₹11.69 Cr

    - Profitability improved significantly This phase highlights our transition into a scalable and high-growth NBFC.

Expanding Reach

    - Grew to 13 branches across Rajasthan, bringing financial services closer to customers.

Evolving Portfolio

    - Expanded from vehicle financing to a diversified portfolio including MSME loans and loans against property.

Our Management Team

Dharmveer Katewa

Vice President

Abhishek Lamoria

Treasury Head

Pankaj Nayak

Cluster Credit Manager

Sandeep Kiroriwal

Collection Mnager